With much of our country (and in fact the world) debating over our new president's answer to the current economic situation, I have found myself in a bit of a downward slide. We have friends whose jobs are in jeopardy. And family members who are worried that their small businesses might not survive. Blair (the the comments that followed) summed it pretty well here.
One afternoon last week, I was out in the front yard waiting for the bus to deliver my sweet boys home from school and was chatting with a few of the neighbors. The talk eventually lead to how tough things are right now with the US economy. How food prices have gone up, jobs are being lost all around us, and homes aren't selling like they used to. I swear, most of the ingredients for the perfect country western song were there. One man even said, "I don't know what we'll do. Just sit here and wait for the bank to take our house, I guess". And I found myself actually start feeling bad for this guy.
Until I was walking back into the house with my two little men and thinking...wait one dog-gone minute. Not once did I hear a single person offer a solution to their predicament or ways they are going to buckle down to make it through this little rough spot. The man who was talking about letting the bank take his house is the very same man who was visited by the friendly Lawn Doctor truck not three hours previously. The same man who had proudly shown the group his new iphone. The same man who leases not one but two vehicles. The very same man with the "What in the world are we to do?" attitude as he threw up his hands up.
And I do not mean to say that a bunch of mere citizens can solve the world's problems standing out in the snow in 20 minutes. Not in the slightest, but I refuse to adopt the poor me attitude I keep witnessing.
Now, yes, my husband has a stable job. And for that I am grateful. But do not think that we are not feeling the pinch too. That everything is rosy posy on our side of the world.
Our food costs have almost doubled in the past year. Gas prices have come down again, but the increase in food prices due to a supposed increase in transportation costs have not come back down. We still have a house in Wisconsin that we were unable to sell and are renting out for less than the mortgage. Which means we are actually loosing hundreds of dollars a month on a house we do not even want to own.
However...
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Most of us are still more wealthy than 90% of the people in the rest of the world.
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There are small things here and there that each of us as individuals can do.
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My Grandparents survived the Great Depression, and I think I owe it to them to "wear it out, make do, or do without".
So, I am making a choice right here, right now. I am choosing to focus on the positive. To use this time of uncertainty to re-evaluate our spending. To find ways to re-focus on what is really into our lives. To scale back. To be more intentional.
Here are some of the ideas S and I thought up for our own stimulus package at home.
1. We need to find ways to cut back on our consumption...again. We do this from time to time anyway, but its time to do it again.
2. Get creative with ways to stretch our dollar further.
3. I need to find a few ways to generate a bit of income here and there. Pick up a few website design jobs where I can.
4. We need to refocus on what is truly important. Pour ourselves into those things that really fuel us and might give us the same sense of being spoiled as a night out at an expensive restaurant would.
5. Take a new look at our food budget. Buckle down. Increase the size of the garden. Grow potatoes this year.
6. Make do with the cell phones that are out of date and (mine) missing the back.
7. Be open to the idea of taking in a boarder for the guest room. (This is a bit of a struggle for me.)
8. Get back to the library. I can spend $100 at the bookstore at the drop of a hat.
9. Do not update my magazine subscriptions. This one really hurts. Let me tell you.
10. Gather with good friends over cheap wine.
11. Carpool when I can.
12. Cut the cable. We don't watch a lot of TV anyway, but we got sucked into a three month deal right before the olympics and never cancelled it again. Good bye cable! We'll watch our Star Wars episodes online a week later than the rest of the wold.
13. Remember Nicaragua and the people I met there. Talk about getting by.
14. Hold on to my faith with both hands. Find ways to dig deeper into my relationship with God. Pray. For my family. For our friends. For our leaders. For those in the world that have it 10x harder than we do here.
So, with that in mind...over the next several weeks, I'll be following Rachel's lead and posting a few of our money saving ideas here. I invite you to do the same.
What is your top money saving advice? Because as they say, "We're all in this together".
P.S. Thank you for indulging my husband on Monday. He's a toughy on the outside, but right now he's making the longest hot wheels track EVER down our upstairs hallway with Wyatt...both of them hanging out in their underwear singing the theme song to Speed Racer. Ssshhhh! I didn't just tell you that. Its our little secret.